Gold jewellery is synonymous with Indian culture. There is neither such event nor a joyous occasion that does not hold chime with the opulence of gold jewellery. While gold is revered in every household, it is an expensive investment.

With the Swarna Mithra saving scheme. Sri Bhavani Jeweles are bringing the ease factor of owning gold ornaments to every family.

  • Every subscription demands payment of Rs. 10,000 each month for ten months.
  • Sri Bhavani Jewels will invest a sum of Rs 10,000 on the eleventh month of your subscription
  • Subscribers will be getting a net total of Rs 1,10,000 on the maturity of the subscription with which you can purchase any gold ornaments of your choice from any of our showrooms.
  • Every subscriber will get a Loyalty discount of 1% on every purchase of gold ornaments, apart from the scheme value.
  • In case, the existing member brings in new subscribers, he/she shall be awarded 500 Rewards points which can be redeemed on purchase
  • Gold is not just a decorative ornament. it is a saving for some, while few splurge, the others manage and treasure it.
  • Every father treasures the birth of a daughter, Swarna mithra is a well-wisher to every such father who saves for his daughter’s future.
  • Swarna Mithra is for everyone! It can be daunting to spend lakhs on a gold ornament, which makes Swarna Mithra an affordable option to all
  • The price of gold ornaments has skyrocketed in the past few years and is likely to increase in the future. The Swarna mithra scheme gives you the guarantee of owning gold ornaments.
  • You will get a discount of Rs. 10,000 on the purchase of ornaments from the Swarna Mithra scheme.
  • In other words, Sri Bhavani Jewels will invest Rs.10,000 on your regular payment in the scheme for 10 months.
  • You will be eligible to get 1% reward points on the purchase value(Excluding GST) after plan maturity.


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    Terms and Conditions

    • By signing the Enrolment Form, you agree that you have read these Terms & Conditions that govern the “SBJ Swarna Mithra” and that you accept them.
    • The deposit amount will be treated purely as an advance against sales in any circumstances.
    • If a customer pays Rs. 10,000 for 10 months regularly, an additional one month i. e. Rs. 10,000 will be provided as a discount on a particular purchase made from the scheme
    • Discounted advance will be given on regular payment as per the enrollment dates.(it is mandatory to pay monthly)
    • The payment is to be done in between 1st to 15th every month or 15th to 30th every month according to the enrollment dates.
    • For maturity a period of i.e. 10 + 1 months of regular payments has to be completed.
    • Please note that the purchase of gold coins and bars, silver coins and silver bars are excluded from the “Swarna Mithra”
    • The advance plan is to be redeemed(purchased) compulsory within 30 days from the date of maturity
    • If any existing member refers to a new member then he/she will get 500 Reward Points
    • Every member can be eligible to get 1% reward points on the purchase value(Excluding GST) after plan maturity. The maximum reward points for each membership is 15k
    • Redemption: Minimum of 100 reward points are needed for redemption, one reward point will be equal in value of Rs 1.
    • If any cheque returns, charges Rs. 250/- to be borne by the member
    • Your transactions will qualify for inclusion in the “SWARNA MITHRA” rewards period only if you have been made on presentation of your Membership Card, at designated outlets. Any transaction you make which does not fulfill all these criteria will not be credited to your account, smart rewards card compulsory at the time of purchase only.
    • all dispute rights are reserved with the management of Sri Bhavani Jewels, Subject to Hyderabad jurisdiction.